Do you work in the beauty industry? Whether you’re a cosmetologist or barber, an esthetician, nail technician, massage therapist, or salon or day spa owner, selecting an insurance company that specializes in your industry is a smart choice. Why?
An insurance professional who specializes in your industry can help you find insurance specifically tailored to your business. Each business is different, and all have different needs. Some have a high degree of professional liability for example, while others have low degrees of property liability. It’s important that your insurance broker be experienced in the needs of the business you’re in so that they can create insurance packages tailor made for you. Insurance agents or brokers who don’t understand the ins and outs of your profession may also not be aware of the specific risks involved, and because of this, may not offer you a product that addresses these risks.
Insurance coverage can be expensive and difficult for independent contractors in the beauty industry to obtain. Fortier Insurance works with the beauty industry on a daily basis, so they understand the needs of its members. Through negotiations with several regional agencies and insurance carriers, they’re able to provide professionals in the beauty industry a wide range of insurance products they would not otherwise have access to, such as products beauty professionals need against illness, injury, death, and operational losses.
Fortier Insurance is the official broker for the California Cosmetology Association. They’re able to provide exclusive insurance products to professionals in the California beauty industry. Products include Health, Disability, Life, Dental, Vision, Business, Professional Liability, and Workers’ Compensation Insurance. And because they’ve been around since 1988, they’ve served the California beauty industry for more than 20 years.
When it comes to choosing an insurance professional, remember one size does not fit all. Experience and expertise matter, as well as affordable prices. Fortier Insurance has all three.
Tiffany Buczek is a freelance writer and licensed esthetician living in Southern CA.