One-in-four of today’s 20 year olds will become disabled before reaching age 67.1 Only 34 percent of private sector workers have access to long-term disability benefits through their employer, and … [Read more...]
I’m Young & Healthy – Do I Need Disability Insurance?
Think you don’t need disability insurance? Think again. You’re young, you’re healthy, you have a thriving career. The last thing you need to worry about is disability insurance, right? Wrong — for … [Read more...]
Insurance for the Independent Contractor
Being a self-employed, independent contractor can have many benefits. However, what they don’t have is employer-purchased insurance. An independent contractor is responsible for purchasing his or her … [Read more...]
Private vs Group Disability Insurance
No one wants to imagine the scenario of what would happen if one day they weren’t able to support themselves or their family due to illness or injury. Having adequate disability coverage ensures that … [Read more...]
Why Do I Need Disability Insurance?
Unless you were born into a wealthy family or have recently won the lottery, chances are you need to work to support yourself and/or your family. Everything you have, or hope to have one day depends … [Read more...]
Salon Tip #5: Protecting Cash flow with Disability Income
When you add up your assets; your car, house, business, or your salon; do you also consider yourself an asset? Are you aware that your strongest asset may very well be your earning ability? For … [Read more...]