When is Open Enrollment for Purchasing or Changing my Health Insurance Plan?
Open Enrollment for 2017 health plans starts November 1, 2016. Important dates to note:
- November 1, 2016: Open Enrollment starts — first day you can enroll, re-enroll, or change a 2017 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2017.
- December 15, 2016: Last day to enroll in or change plans for coverage to start January 1, 2017.
- January 1, 2017: 2017 coverage starts for those who enroll or change plans by December 15.
- January 31, 2017: Last day to enroll in or change a 2017 health plan. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period.
How Much Does it Cost to Enroll in Health Insurance?
The best way to get a quick estimate of the price you would pay is to talk to a certified insurance agent. The price is based on your estimated income for the coverage year, your ZIP code, your household size and your age. If you are a low- or moderate-income according to the federal poverty level guidelines, you may get help buying insurance from your state or federal market place through monthly subsidies that lower your premium costs so that you pay less for top-quality, brand-name insurance.
Can I get somebody to help me with the enrollment process or make a change to my current plan?
Yes - There are certified enrollment agents available to assist you, including us here at Fortier Insurance. You are making a decision for a year so take the time to talk to somebody and get some advice and feedback.
Dan Fortier is a Wellness and Benefits Specialist at Fortier Insurance Services. Dan helps individuals and small business optimize their health and wellbeing one small step at a time. He can be reached at dan@myhealthinbalance.com