A Health Savings Account (HSA) Plan has two parts to it: A high deductible HSA qualified health plan A tax favored savings account The 5 benefits to taking advantage of a HSA qualified health … [Read more...]
What are the Differences in Choosing a Platinum, Gold, Silver or Bronze Health Insurance Plan
Coverage Levels/Metal Tiers The theory behind labeling all health plans as metal tiers: Bronze, Silver, Gold and Platinum was to try and make it simple for the consumer (you and I) to understand and … [Read more...]
Health Insurance: Understanding Your Premium, Deductible, Co-pay, Co-insurance and Out-of-Pocket Maximum
Understanding health insurance can be difficult at times. There are many terms used that most people have no idea what they mean - it's not your fault, it is "industry speak" and unless you find … [Read more...]
Health Insurance Open Enrollment FAQ’s
When is Open Enrollment for Purchasing or Changing my Health Insurance Plan? Open Enrollment for 2017 health plans starts November 1, 2016. Important dates to note: November 1, 2016: Open Enrollment … [Read more...]
3 of the Most Important Questions to Ask Your Health Insurance Agent Before Purchasing a Plan
Health Insurance is not as easy as going to Amazon and purchasing a book. There are questions you should ask of a health insurance expert who can best explain to you all the health insurance jargon … [Read more...]
5 Benefits to Using a Licensed Insurance Agent When Choosing a Health Plan
Should you use a licensed insurance agent when shopping for and purchasing health Insurance? Heck Yes! Absolutely And here are 5 reasons why it is in your best interest: There is no … [Read more...]
Tax Diversification and Retirement
There are essentially three buckets where you can place your retirement dollars: taxed now, taxed later or taxed never. When planning for retirement it is important to be proactive about the potential … [Read more...]