Good news for women regarding healthcare! Thanks to the Affordable Care Act, women now have Improved Health Services. Many women’s health services which weren’t covered in the past will now be available, including Free Wellness Visits.
Preventive Services are the focus here. One of the missions of Obamacare is to keep the emphasis on wellness through better preventive care before health issues arise, thereby avoiding the need for expensive medical services.
A lot of these healthcare services are already in effect. Unfortunately, over half the women in the United States have either put off preventive care, or avoided it altogether due to the high cost. Now with guaranteed coverage for a broad range of preventive services, expensive co-pays and deductibles will become a thing of the past.
Here is a list of services women will have access to:
• Well-woman visits.
• Gestational diabetes screening that helps protect pregnant women from one of
the most serious pregnancy-related diseases.
• Domestic and interpersonal violence screening and counseling.
• FDA-approved contraceptive methods, and contraceptive education and counseling.
• Breastfeeding support, supplies, and counseling.
• HPV DNA testing, for women 30 or older.
• Sexually transmitted infections counseling for sexually-active women.
• HIV screening and counseling for sexually-active women.
• Mammograms and Colonoscopies (since Sept 2010)
Some additional benefits for women:
Guaranteed coverage for maternity care.
No more denial due to pre-existing conditions, such as having had a Cesarean section or having been the victim of domestic violence or sexual assault.
Gender rating will become illegal—that is, charging women higher premiums than men for the same health benefits.
Affordable Health Insurance. “Starting in 2014 women and their families, as well as small businesses, will receive tax credits on an income-based sliding scale to help purchase insurance coverage. This will help individuals who earn up to $43,000 per year and up to $92,200 for families of four. Also in 2014 up to 10.3 million women will gain insurance coverage when Medicaid expands its income eligibility to include people with incomes below 138 percent of the federal poverty level—less than $15,000 for individuals and about $31,809 for a family of four in 2011. The health law also eliminates Medicaid’s categorical requirements, so that low-income women who meet the income requirements can be enrolled even if they have no children and are not pregnant.” –Obamacare Facts
No more lifetime coverage caps or annual limits. In the event of a chronic illness or medical emergency, insurers can no longer place a limit on how much they’ll cover in medical expenses.
Equality in healthcare. “Women of color, lesbian and bisexual women, and transgender people are disproportionately uninsured and subject to higher rates of health disparities. Obamacare is making critical strides in providing vulnerable women with quality health care through increased access to insurance coverage, increased funding for community health centers, promoting health literacy and cultural competency, prohibiting discrimination in the health insurance market, and improving data collection. For instance, already an estimated 5.5 million
African Americans, 6.1 million Latinos, 2.7 million Asians, and 0.3 million Native Americans, many of them women, have received preventive service coverage with no cost sharing under the health reform law.” –Obamacare Facts
As you can see, there are lots of good things on the horizon for women.